These Terms were last revised on June 17, 2024.
By agreeing to these terms or clicking the button to accept this Credit Authorization, you confirm that you have the authority to act on behalf of yourself and the business named in your application (collectively referred to as "Applicant," "You," or "Your") to make representations to CX Lending, its representatives, subsidiaries, affiliates ("CX Lending" or "we"), and third-party lenders, finance companies, or other entities involved in providing commercial loans or purchasing receivables ("Recipients"). You grant CX Lending and Recipients permission to perform, obtain, receive, and process a review of You and/or Your business as deemed necessary to process your application for business-related products.
As part of this review, You authorize CX Lending and Recipients to obtain consumer, personal, business, and investigative financial, background, and credit reports from consumer reporting agencies (including, but not limited to, TransUnion, Experian, Equifax, and Dun & Bradstreet), as well as from other credit bureaus, banks, creditors, and third parties about You and Your business. You also permit CX Lending and Recipients to gather statements from creditors, financial institutions, and other third parties, including credit card processor statements and bank statements.
You hereby consent to CX Lending and Recipients obtaining and using your credit report during the review of any application submitted through
www.cxlending.com, including any subdomains, co-branded websites, or any other site where this Credit Authorization is accepted, during the closing of any financial product, or at various times during the term of the financial products You receive for servicing or enforcement purposes. This consent serves as your written instruction under the Fair Credit Reporting Act, as amended. Additionally, You authorize CX Lending and Recipients to contact third parties to verify any information provided in your credit report or any other information submitted in connection with Your application for financial products.
You confirm that all information provided to CX Lending as part of Your application, as well as any future information submitted as part of Your application, is true and accurate and may be relied upon by CX Lending and Recipients when considering Your application. Any false representation made by You in connection with the information submitted may be considered fraud and could be subject to legal penalties.
